Your financial aid offer(s) are determined by your cost of attendance (COA) and financial need. Need analysis, the process by which we determine your financial need, uses the information from your Free Application for Federal Student Aid (FAFSA) and is legislated by the U.S. Congress. If the needs analysis shows that the COA is more than the amount you and your family can contribute, you will qualify for financial aid. The need analysis formula utilizes parents’ and a students’ (or student’s and spouse’s) income, assets, savings, taxes and other mandatory living expenses to determine the Expected Family Contribution (EFC) or Student Aid Index (SAI) beginning in 2024-25.

You will be notified via e-mail when you have been offered financial aid. Accept or decline your financial aid offer(s) through your myUH self-service account.

The EFC/SAI figure is not an actual amount that you (or your parents or spouse) have to pay, but it is an approximation of how much you (and your parents or spouse) should reasonably be able to contribute toward your educational expenses.